Dealer Finance Programs That Work.
For over a decade, we have developed Dealer Finance Programs aimed at getting customers approved. We provide equipment dealers and distributors nationwide with financing programs that enable them to offer point-of-sale financing options.
Jupiter's Leading Advantage
Our Dealer Finance Programs get your customers approved with the best possible terms. We are a direct lender with a robust syndication department, so we are well positioned to provide a wide range of financing options that lead to optimal solutions. 62% of our customers have financed with us multiple times – A stat we are proud of, and a testament to how we create financing solutions that work.
PROGRAM OVERVIEW
Deal Size: $10,000 to $10M+
Application-Only: Up to $500K for Hard Assets
Credit Score: 850 to 450 (Credit Levels A, B, C & D)
Rates: Start at 6.99%
Structure: Loans and Leases (EFA, $1 Buy Out, FMV)
Down Payment: Varies by Credit Tier
CREDIT PROGRAMS
- Tier 1 | Good Credit - To obtain the lowest rates, business/personal credit should be clean with over 2 years time in business, and ending bank balances over $10K. 0% down payment
- Tier 2 & 3 | Tough or Challenged Credit - Past bankruptcies, tax liens, slow pays, start-ups. 10-50% down payment or use of additional collateral to offset down payment.
- Start-Up Business - Less than 2 years time in business; both good and challenged credit. 10-25% down payment
Non-Starters:
- Challenged Credit or Start-Ups with No Down Payment
- Unpaid / Past Due Child Support
- Open Bankruptcies
- Past Involuntary Repossessions
APPLICATION REQUIREMENTS
To Get Started
- Any commercial finance application. Ours is easy and simple to complete.
- Dealer equipment invoice with price & specs
- Business Bank Statements. Not always required but can expedite the process. Please email the most recent 3 month's statements to [email protected] or Fax to 561-658-5959
Invoices over $500K | Full Financial Package
Over $500K will require tax returns and financials listed below. Financials may also be required on smaller transactions depending on customer profile.
- 2 Years of Tax Returns (2021 & 2022)
- 2023 YTD P&L and Balance Sheet
- Last 3 Months of Bank Statements
- Debt Schedule (Click for PDF)
- Personal Financial Statement (Click for PDF)
Start-Up Business
Requires 3 months of personal bank statements and 2 years of personal tax returns. Completing the Start-Up Business Questionnaire will help expedite the process.
-
2 Years of Personal Tax Returns
(2021 & 2022) - Last 3 Months of Bank Statements - All statements showing reserves
- Start-Up Business Questionnaire below
Start-Up Business
If you have been in business for less than 2 years, you are considered a Start-Up Business.
Please complete this questionnaire with as much information as possible
to help us learn more about your experience, business plan, and process.
Let's find a financing solution that works for you.
Complete the form below and our team will reach out to learn more about your business needs.
